How loans work?
Do you have an item of value?
Bring it in-store, along with photo identification and we will assess on the spot whether we can offer you a loan and how much.
What happens if I can't repay my loan at the end of the 3 months?
If you would still like to keep the loan active beyond the 3 months then an extension can normally be organized by contacting us here and making a repayment of 1 months interest to keep your loan active. If you are not able to repay your loan at the end of the 3 month contract and do not wish to enter into an extension arrangement, your item/s will be surrendered and the loan contract will be finalised.
How much is the interest?
Our base rate of interest is 35% calculated monthly from the date of your loan and for loans repaid within the first 14 days we offer a 40% discount on the interest amount.
What if I just want to sell my goods?
We also purchase second hand items and can assess your items on the spot and purchase from you. This can be a great way to unlock $$ from items that you may not be using anymore.
What if I don't have any items of value to pawn but I still need a loan?
As of the 1st of December 2019 we ceased issuing SACC (Small Amount Credit Contract) loans, also known as 'Pay Day Loans' being short term loans without security.
Already have a loan?
If you already have a loan and would like to contact us about it, please contact the specific store location that issued your loan and they will be more than happy to assist you. For contact details see your loan contract or link here to view the contact details of all our locations.
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